First Mortgage Payment Due

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Your first mortgage payment will be due one month after the last day of the month you close. Your reoccurring monthly payment will be due on the first of each month. rate search: Get Approved for a Home Loan. At closing you pay accrued interest for the day of closing through the end of the month.

While it’s true that your first mortgage payment isn’t due for at least one month, you are still paying for it in the end. Your best bet is to close near the end of the month to minimize the interest you pay at the closing.

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Your first mortgage payment will be due on the 1st of the month 30 days after your loan closing. In other words, it may feel like you skip a month of mortgage payments.

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The First Payment. If you close on either September 10 or September 20, your first payment would be due November 1 – the next available first day of the month after the 30 days have elapsed. This means that if you close on September 10, your first mortgage payment isn’t due for another 51 days – 20 days for the balance of September,

October is the heaviest month of the year for mortgage renewals. Photograph: Alamy More than £26bn worth of mortgage deals are due to mature in October. able to make a chunky saving on your monthly.

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Generally, a homeowner’s first mortgage payment is due the first day of the month following the 30-day period after the close. If you’re buying a home and you close on August 30, for example, your first payment would be due on October 1. That means you basically get a month to live in the home mortgage-free.

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